Tailored strategies for secure growth, smart savings, and a worry-free retirement.
At Wealth & Beyond, we believe financial growth isn't just about earning more; it's about investing smartly. Whether you are a salaried professional or a business owner, we provide tailored financial solutions to help you build a future where retirement is a choice, not a worry.
Learn how to generate passive income through rental property, side businesses, and smart investments.
Our strategies are designed to grow your wealth while minimizing your tax liability.
Personalized advice to build wealth and secure your financial future intelligently.
With over 15 years of experience, CA Jyotika N-Rai is your trusted Financial Mentor
Chartered Accountant by profession, Financial Mentor by choice - Jyotika N. Rai is the visionary founder of Wealth and Beyond, established in 2012. Her journey into the world of personal finance began with a deep desire to help individuals and families make informed, confident financial decisions.
Over the past decade, Jyotika has guided hundreds of clients toward financial clarity and balance. An active member of COWE (Confederation of Women Entrepreneurs), she has earned over 30+ accolades for her outstanding contributions to the field. She has been invited as a panelist at ICAI , and regularly conducts lectures and workshops on personal finance across professional platforms and business management colleges - driven purely by her passion for financial literacy.
Beyond her role at Wealth and Beyond, Jyotika is a Senior Partner at MGA & Associates , a leading tax and accounting firm, and serves as the Executive Director at Panchatatva Cosmetics. A fitness and beauty enthusiast, she believes that well-being extends to every aspect of life - including financial health. Jyotika views money management as a journey of purpose and awareness, not just numbers. She is on a mission to empower families to create a financially secure and fulfilling tomorrow.
Her guiding belief: "Financial freedom begins when you align your money with your life's purpose."
Real experiences from individuals who achieved financial success with Wealth & Beyond
Get answers to the most common questions about financial planning and our services
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This website is for informational purposes only and complies with ICAI guidelines. Client confidentiality is strictly maintained.
